Guide overview

What changes your EOR currency cost?

Check the agreed rate and any separate fees.

EOR currency costs can be included in the exchange rate, charged separately, or both. Match the same payment in both currencies, calculate the implied rate and compare it with the agreed rate-setting method. For scale, 1% on US$10,000 converted is US$100; an unexplained rate difference still needs reconciliation.

Rate source

Ask for the benchmark

Record the source against which conversion will be checked.

Fixing time

Agree the timestamp

Identify when the provider sets the exchange rate.

Separate fees

Check both charge routes

Distinguish an embedded rate markup from a separate fee.

Invoice review

Reconcile the conversion

Check each invoice against the agreed method and funding amount.

Check before acting

Treat an unstated percentage as unknown. Get the source, fixing time and separate charges in writing.

What to record in the worksheet

Scope

FX input · Value · Meaning / evidence

Evidence and follow-up

Use the editable worksheetReview the FX audit steps

Calculate the conversion cost on one invoice

At a benchmark of 100 local units per USD, 100,000 local units come to USD 1,000. Suppose the EOR invoices USD 1,030 for the conversion and USD 10 for the transfer. You pay USD 1,040 in total. Of that, USD 10 is an identifiable fee. The other USD 30 is a 3% difference from the benchmark. Check that your agreement uses that rate and fixing time before treating the difference as a markup.

The example converts 100,000 local units to a USD 1,000 benchmark. The conversion line is USD 1,030, plus a separate USD 10 transfer fee.
The USD 30 difference needs an explanation. Check the contracted rate and fixing time before calling it a markup.

What to record for the calculation

Use one payment and one quotation direction throughout. Separate an identifiable fee from a difference that still needs an explanation.

Input What to record Check
Input
Amount to be paid locally
What to record
Payroll or other agreed amount in the destination currency.
Check
Exclude unrelated invoice lines.
Input
Amount funded
What to record
Matching amount in the invoice or funding currency.
Check
Separate transfer fees and other adjustments.
Input
Implied exchange rate
What to record
Funding amount ÷ destination-currency amount.
Check
Label the units, such as USD per EUR.
Input
Contractual comparison rate
What to record
Agreed benchmark, fixing time and any forward-rate method.
Check
Use the same direction and the agreed transaction basis.
Input
Unexplained difference
What to record
Funding minus the comparable amount at the agreed rate.
Check
Reconcile timing, stated spread and separate fees before calling it an overcharge.
Input
Recurring budget effect
What to record
Verified charge × the relevant number of payments.
Check
Do not annualize an unusual payment as if it were normal.

For a purely illustrative $10,000 amount converted every month, each 1 percentage point costs $100 a month or $1,200 a year.

What each 1% costs on $10,000 converted

Hypothetical monthly charges in USD. One common scale, starting at $0; percentages are examples, not provider quotes.

0% — $0
1% — $100
2% — $200
3% — $300

Calculated as the amount converted multiplied by the assumed percentage. Actual charges depend on the currency route and the agreed rate method.

Which amounts and currencies are being converted?

When you fund the EOR in one currency and it pays employees in another, who converts the money? The provider may bill a conversion fee, build a markup into the rate, or do both. Ask it to show which of those charges applies to your payment.

Start with the billing and payroll currencies, then identify which amounts the provider actually converts.
A salary-only calculation can understate the charge when employer costs are converted as well.

Unlike the service fee, a percentage conversion charge depends on the amount converted, which may include salary, employer contributions, benefits or other payments. Do not assume every invoice line is converted. Our hidden-fees guide explains how to separate service charges, employment costs and funding requirements.

Check the rate source, fixing time and separate fees

Record the invoice currency, payroll currency and funding route. If you fund in the payroll currency, the provider may not need to convert that payment, though your bank or payment provider may still charge you.

Find out when the provider fixes the rate. It could be the day it invoices you, the day your funds arrive, settlement or another time specified in the agreement. Ask whether it uses a spot, forward or billing-period rate and whether it can adjust that rate later. These details tell you which calculation to reproduce when the invoice arrives.

When a reference rate is a useful comparison

A mid-market rate generally sits between the quoted buying and selling rates. It is useful for comparison, but you may not be able to trade at it. Different sources, fixing times and transaction arrangements can also produce different rates.

The European Central Bank normally updates its euro reference rates around 16:00 CET on working days, except TARGET closing days. It publishes them for information and discourages their use for transactions. Compare the same currency pair in the same direction at the relevant date or fixing time. If your contract specifies a forward rate or a different benchmark, ask the provider to show you the calculation using that method.

Compare providers’ published EOR FX policies

Published FX policies range from zero markup to a conversion or FX processing fee, and for several providers the pages we checked on 24 September 2026 give no percentage. Treat a missing percentage as unknown rather than zero, and ask each provider for the terms that apply to your currency pair and funding route.

Our provider ratings show the order in which we recommend providers overall. They are not scores for an individual fee, contract term, certification or country. “Not rated” means we have not published a rating.

Option 1

Best For: Moving EOR hires onto your own entityPublished FX policy or terms to confirm: Our rating Not rated. Publishes zero FX margin across currency pairings. Confirm the agreed reference rate and invoicing terms.
See details
From EUR 560 per employee per month; monthly terms. Confirm the country quote.
See details
Countries and services

Pricing & terms

Published FX policy or terms to confirm

Publishes zero FX margin across currency pairings. Confirm the agreed reference rate and invoicing terms.

Published EOR service price

From EUR 560 per employee/month; monthly terms. Confirm the country quote.

Our rating

Not rated

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Option 2

Best For: Using one onboarding process for hires across countriesPublished FX policy or terms to confirm: Our rating 4.5/5. Charges a conversion fee when you pay in a currency other than the contract currency. The cited pages give no standard percentage.
USD 699
USD 699 on monthly billing; annual seats are priced by quote, prepaid and non-refundable, with seat reuse permitted.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee from

USD 699

USD 699 on monthly billing; annual seats are priced by quote, prepaid and non-refundable, with seat reuse permitted.

Published FX policy or terms to confirm

Charges a conversion fee when you pay in a currency other than the contract currency. The cited pages give no standard percentage.

Our rating

4.5/5

Oyster dashboard

Enlarge screenshot
Oyster dashboard with hiring, payment and time-off tasks, support contacts and a map of team locations.
Oyster’s dashboard combines hiring, payment and time-off tasks with support contacts and a map of the team.
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Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens oysterhr.com

Option 3

Best For: Getting 24/7 help with overseas payroll and HRPublished FX policy or terms to confirm: Our rating 4.0/5. The cited page gives no EOR FX percentage, and the wording “no hidden markups” does not mean the EOR FX charge is zero.
USD 579
The standard fee is USD 579 per employee per month. Eligible companies headquartered outside Canada may pay USD 399 on EOR fees billed through 31 December 2026; USD 579 applies from 1 January 2027. Country and employment-type exceptions apply.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee from

USD 579

The standard fee is USD 579 per employee per month. Eligible companies headquartered outside Canada may pay USD 399 on EOR fees billed through 31 December 2026; USD 579 applies from 1 January 2027. Country and employment-type exceptions apply.

Published FX policy or terms to confirm

The cited page gives no EOR FX percentage, and the wording “no hidden markups” does not mean the EOR FX charge is zero.

Our rating

4.0/5

Borderless AI dashboard

Enlarge screenshot
Borderless AI dashboard with outstanding tasks and links to HRGPT, hiring, payroll, invoices and expenses.
Borderless AI’s dashboard shows outstanding tasks and links to HRGPT, hiring, payroll, invoices and expenses.
Read ReviewVisit Borderless AI ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens hireborderless.com

Option 4

Best For: Paying employees and contractors on one platformPublished FX policy or terms to confirm: Our rating 4.7/5. Uses forward rates when you fund an invoice in another currency, and funding in the invoice currency avoids that conversion. Payment-method fees are separate, and the policy gives no universal spread.
From USD 599
Per employee per month; month-to-month pricing available; mandatory Employer Liability Cost is additional
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee

From USD 599

Per employee per month; month-to-month pricing available; mandatory Employer Liability Cost is additional

Published FX policy or terms to confirm

Uses forward rates when you fund an invoice in another currency, and funding in the invoice currency avoids that conversion. Payment-method fees are separate, and the policy gives no universal spread.

Our rating

4.7/5

Deel dashboard

Enlarge screenshot
Deel dashboard with a payments tracker, outstanding tasks, onboarding progress and payroll requests.
Deel’s dashboard puts payment activity, outstanding tasks and onboarding progress alongside its HR and payroll navigation.
Read ReviewVisit Deel ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens deel.com

Option 5

Best For: Managing payroll, leave and expenses in one placePublished FX policy or terms to confirm: Our rating 4.1/5. Its FAQ says it uses the prevailing mid-market rate without a markup. Its general terms say Multiplier determines the exchange rate before invoicing, so confirm the reference rate and fixing time.
$499
Core costs $499 per employee per month with monthly billing, or $459 per employee per month billed annually. Confirm the dollar currency, country adjustments, implementation charges and mandatory add-ons.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee from

$499

Core costs $499 per employee per month with monthly billing, or $459 per employee per month billed annually. Confirm the dollar currency, country adjustments, implementation charges and mandatory add-ons.

Published FX policy or terms to confirm

Its FAQ says it uses the prevailing mid-market rate without a markup. Its general terms say Multiplier determines the exchange rate before invoicing, so confirm the reference rate and fixing time.

Our rating

4.1/5

Multiplier dashboard

Enlarge screenshot
Multiplier dashboard with an onboarding checklist and navigation to hiring, payroll, invoices and reports.
Multiplier’s dashboard shows an onboarding checklist, with hiring, payroll, invoices and reporting available from the side navigation.
Read ReviewVisit Multiplier ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens usemultiplier.com

Option 6

Best For: Hiring in new markets with local HR supportPublished FX policy or terms to confirm: Our rating 4.9/5. Use the applicable agreement for the conversion basis and any separate charges.
from USD 499
Global from USD 499; Select from USD 199 for eligible countries and salary ranges, per employee per month. Confirm country rate and commitment.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee

from USD 499

Global from USD 499; Select from USD 199 for eligible countries and salary ranges, per employee per month. Confirm country rate and commitment.

Published FX policy or terms to confirm

Use the applicable agreement for the conversion basis and any separate charges.

Our rating

4.9/5

RemotePeople dashboard

Enlarge screenshot
RemotePeople dashboard with invoice, expense and leave tasks, a hiring shortcut and team calendar.
RemotePeople’s dashboard groups outstanding tasks, hiring shortcuts and a team calendar in one view.
Read ReviewVisit RemotePeople ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens remotepeople.com

Option 7

Best For: Making a first overseas hire on a tight budgetPublished FX policy or terms to confirm: Our rating 0.5/5. ⚠ Trustpilot warning: rating suspended for a breach of its guidelines; fake reviews removed (8 Nov 2026). The cited page gives no standard EOR FX percentage. Confirm the rate-setting method and charges.
From USD 199
Per employee per month; no annual contract or minimum headcount advertised. Country requirements may affect the quote.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee

From USD 199

Per employee per month; no annual contract or minimum headcount advertised. Country requirements may affect the quote.

Published FX policy or terms to confirm

⚠ Trustpilot warning: rating suspended for a breach of its guidelines; fake reviews removed (8 Nov 2026).

The cited page gives no standard EOR FX percentage. Confirm the rate-setting method and charges.

Our rating

0.5/5

RemoFirst dashboard

Enlarge screenshot
RemoFirst dashboard with workforce and onboarding totals, payment setup, payroll expenses and workers by country.
RemoFirst’s dashboard summarises employees, contractors and onboarding, alongside payment setup, payroll expenses and workforce locations.
Read ReviewVisit RemoFirst ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens remofirst.com

Option 8

Best For: Comparing payroll costs across countries in one reportPublished FX policy or terms to confirm: Our rating 4.1/5. Its policy describes a market-based reference rate plus an FX processing fee. EOR rates include hedging components and may vary by country, and the policy gives no single percentage.
From USD 499
Per employee per month; the country quote sets the billing commitment.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee

From USD 499

Per employee per month; the country quote sets the billing commitment.

Published FX policy or terms to confirm

Its policy describes a market-based reference rate plus an FX processing fee. EOR rates include hedging components and may vary by country, and the policy gives no single percentage.

Our rating

4.1/5

Papaya Global dashboard

Enlarge screenshot
Papaya Global dashboard showing workforce totals, overdue payroll and payment tasks, a calendar and country activity.
Workforce totals, overdue payroll and payment tasks, a calendar and country activity appear on Papaya Global’s dashboard.
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Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens papayaglobal.com

Option 9

Best For: Setting up payroll, laptops and app access for new hiresPublished FX policy or terms to confirm: Our rating 4.5/5. The cited pages give no standard EOR FX percentage. Request the applicable currency and fee schedule.
From USD 499
Per employee per month, plus the required Rippling Platform from $8 per employee per month and a monthly base fee.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee

From USD 499

Per employee per month, plus the required Rippling Platform from $8 per employee per month and a monthly base fee.

Published FX policy or terms to confirm

The cited pages give no standard EOR FX percentage. Request the applicable currency and fee schedule.

Our rating

4.5/5

Rippling dashboard

Enlarge screenshot
Rippling dashboard with time-off, survey and UK payroll tasks above HR and payroll app shortcuts.
Rippling’s dashboard example places upcoming tasks above shortcuts to payroll, benefits, recruiting and other apps.
Read ReviewVisit Rippling ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens rippling.com

Option 10

Best For: Hiring abroad while keeping your existing HR systemPublished FX policy or terms to confirm: Our rating 4.2/5. The cited page gives no standard EOR FX percentage. Confirm conversion and payment terms in the proposal.
USD 599
Starts at USD 599 per employee per month, with no minimum EOR hire duration advertised. Confirm the commercial terms.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee from

USD 599

Starts at USD 599 per employee per month, with no minimum EOR hire duration advertised. Confirm the commercial terms.

Published FX policy or terms to confirm

The cited page gives no standard EOR FX percentage. Confirm conversion and payment terms in the proposal.

Our rating

4.2/5

G-P dashboard

Enlarge screenshot
G-P dashboard with action items, a global workforce map and status summaries by country.
G-P’s dashboard combines action items with a global workforce map and status summaries by country.
Read ReviewVisit G-P ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens globalization-partners.com

Option 11

Best For: Hiring people who need visa or relocation supportPublished FX policy or terms to confirm: Our rating 4.2/5. The cited page gives no standard EOR FX percentage. Confirm the currency pair, rate source, fixing time and charges.
$399
The advertised fee is $399 per employee per month. Confirm the country price, dollar currency, billing commitment, offer duration and renewal price in the quote.
See details
Countries and services
Visit ↗

Pricing & terms

EOR fee from

$399

The advertised fee is $399 per employee per month. Confirm the country price, dollar currency, billing commitment, offer duration and renewal price in the quote.

Published FX policy or terms to confirm

The cited page gives no standard EOR FX percentage. Confirm the currency pair, rate source, fixing time and charges.

Our rating

4.2/5

Pebl onboarding

Enlarge screenshot
Pebl onboarding list with a sample hire in Mexico, offer status and days until the planned start.
Pebl’s onboarding view shows a sample hire’s country, offer status and planned start, with hiring controls above the list.
Read ReviewVisit Pebl ↗

Reviewed by Martynas PupkeviciusFact-checked by Michael Ennis

Opens hellopebl.com

Fig. 1 · Official sources checked on 24 and 30 September 2026; Teamed’s price and FX policy rechecked on 15 October 2026; Rippling and Papaya Global prices on 8 November 2026. Service fees and stated billing terms for the reviewed providers were rechecked on 1 November 2026; Teamed’s EUR 560 starting fee, monthly terms and zero-FX-markup claim were also rechecked on 1 November 2026. USD is used only where established; confirm the dollar currency for Multiplier and Pebl. FX-policy dates remain unchanged. Policies are summarized from each provider’s published sources. Service fees exclude salary, statutory employer costs and other quoted charges.

Compare providers on the same currencies, funding amount and rate-setting method, and do not assume that a lower service fee means a higher FX cost.

Estimate the annual cost of an agreed FX charge

Suppose the EOR charges 2% to convert a monthly salary of $5,000. That costs $100. If it also converts $1,250 in employer costs, an illustrative 25% allowance, you pay 2% on $6,250 and the charge comes to $125.

At an illustrative 2%, including $1,250 of employer costs raises the monthly conversion charge from $100 to $125, or $300 more over a year.
Confirm the amounts subject to conversion in the country quote before multiplying the percentage across your whole payroll.
In this example, a $100,000 salary plus an assumed 25% employer-cost allowance requires $10,416.67 of monthly funding. A hypothetical 2% charge to convert it is about $208 a month.

On the same assumptions, a 2% charge matches a $199 monthly service fee once converted funding reaches $9,950 a month, which corresponds to a $95,520 annual salary. At 3%, the charge reaches $199 at a $63,680 salary.

Figures are calculated on unrounded monthly funding and rounded to the nearest dollar, and bold values exceed an assumed $199 monthly service fee.

Assumed annual salary Assumed converted amount/month Hypothetical 1% Hypothetical 2% Hypothetical 3%
Assumed annual salary
$60,000
Assumed converted amount/month
$6,250
Hypothetical 1%
$63
Hypothetical 2%
$125
Hypothetical 3%
$188
Assumed annual salary
$80,000
Assumed converted amount/month
$8,333
Hypothetical 1%
$83
Hypothetical 2%
$167
Hypothetical 3%
$250
Assumed annual salary
$100,000
Assumed converted amount/month
$10,417
Hypothetical 1%
$104
Hypothetical 2%
$208
Hypothetical 3%
$313
Assumed annual salary
$120,000
Assumed converted amount/month
$12,500
Hypothetical 1%
$125
Hypothetical 2%
$250
Hypothetical 3%
$375

Fig. 2 · Hypothetical monthly conversion charges on salary plus an assumed 25% employer-cost allowance. Salary, employer costs and service fees are additional.

For the example’s $10,416.67 in monthly funding, one provider charges a $400 service fee and 0.7% for conversion. That comes to about $473. The other charges $199 for the service and 3% for conversion, or about $512 in total. These are hypothetical service and conversion charges only. Add employment funding and any other charges separately.

Scaling the model to ten $60,000 salaries gives $750,000 converted annually: $15,000 at 2% or $22,500 at 3%. The EOR cost calculator can help you structure a budget, but take current rates and employment costs from written quotes.

What zero FX markup and zero transfer fees cover

A provider promising “zero transfer fees” might still convert payroll at a rate that includes a margin. If it promises “zero FX markup,” ask which rate it uses and whether your bank will charge separately. Get the currency pair, funding route, billing plan, fixing time and exclusions in the order form so you can check the promise against a payment you actually make.

Zero markup and zero transfer fees describe different parts of an international payroll payment. Confirm the rate and the payment route separately.
Request the actual rate and fee lines for a single conversion on your intended funding route.

Contractor payouts, EOR payroll and same-currency funding may use different terms, so check which product and payment route a policy covers. Record the policy date and recheck it when your plan, currency or provider arrangement changes. Do not carry an old assumed FX percentage into a new contract.

Check an EOR invoice in four steps

Start with an invoice, the matching payroll record and the contract’s currency terms. You may also need the provider’s rate calculation and fixing time.

1
Step 1. Find the same payment in both currencies, leaving out unrelated fees, tax lines and adjustments. In this hypothetical example, payroll is €7,058 and funding is $7,847.
2
Step 2. Calculate the implied rate by dividing the funding by the payroll amount, and note the quotation direction. Here, $7,847 ÷ €7,058 is about 1.111788 USD per EUR.
3
Step 3. Find the agreed rate basis and fixing time, and use the benchmark the contract specifies. Label any other reference as an indicative comparison, and do not assume the payment date is the fixing date. This example assumes 1.0900 USD per EUR.
4
Step 4. Calculate and explain the difference. At the assumed rate, €7,058 costs $7,693.22, so the $153.78 difference is about 2.00% of that cost and would total $1,845.36 if it recurred for 12 months. Ask how timing, rate terms and charges explain it before calling it a markup or overcharge.

Run the check on several payments using the agreed fixing date for each. If the provider hasn’t shown the local amount, rate or calculation, request an itemized reconciliation. A difference between months could come from market movements, a different funding route, timing or a change in fees. Ask the provider to identify which changed.

Agree auditable currency terms before signing

Put the currency terms in the agreement or an incorporated schedule. A provider may agree to a cap, a different funding route or more detailed reporting. Weigh anything agreed against the rest of the commercial terms.

Agree these four terms: 1) The rate source (a benchmark that suits the transaction), quotation direction and fixing date or time. 2) Any spread, conversion fee and separate transfer charges, including how a cap would be calculated. 3) The amounts and rate information shown on each invoice or reconciliation. 4) How questions, corrections and credits are handled, including deadlines.

Keep currency costs, service charges and employment liabilities separate when you compare quotes for the same hire. For the other terms to compare, see how to read an EOR pricing sheet.

A currency-terms request you can reuse

“Please use our payroll amount to show how you would calculate the invoice. Which currencies would you use, in which direction, and when would you fix the rate? Identify the rate source, the amount converted, any spread and any separate payment fee. How would you treat a refund or correction? Please point us to the contract clause and show how we could reconcile the final invoice.” Keep the reply with the quote.

Download the EOR FX reconciliation worksheet

Use the same currency direction, amount and contractual conversion date for the invoice and benchmark. Keep the conversion amount separate from a disclosed transfer fee. The model uses local units per billing-currency unit and calculates the billing-currency difference and percentage.

The working record Fields to complete
The working record
Scope
Fields to complete
FX input · Value · Meaning / evidence
Download the editable worksheet (.xlsx)

EOR currency conversion FAQs

Is FX markup the same as a wire or transfer fee?
No. A transfer fee covers moving the payment, while a conversion charge covers changing one currency into another and may be built into the rate, shown separately, or both. Zero transfer fees do not mean zero conversion cost, so check both the rate method and any separate charges.
What is a fair FX markup for an EOR?
There is no single market percentage for every EOR, currency and payment route. Compare written offers on the same funding amount, currency pair and fixing method, and ask what is built into the rate and what is charged separately. Use the written rate for your arrangement.
Can I pay my EOR in the employee's currency and skip the markup?
It depends on the supported invoice currencies, funding route and contract. Funding in the required currency can avoid a provider conversion on that payment, but your bank or another service may still charge you. Confirm the payment instructions, deadlines and total cost before changing how you fund payroll.
How can I check the conversion cost on an invoice?
Match the same payment in both currencies, calculate the implied rate and compare it with the agreed rate-setting method. Ask for the fixing date or time and a breakdown of any separate charges. A reference rate can reveal a gap, but timing, forward pricing or other contract terms may explain it.
Does FX markup apply to the EOR management fee itself?
It can if the fee itself is converted. A service fee billed and paid in the same currency may not need converting, while payroll and other employment costs can follow a different route. Check your agreement for which lines are converted instead of assuming the whole invoice, or a standard employer-cost percentage, is the conversion base.

Sources and policy check dates

The sources behind this guide, grouped by topic. Dates show when we last checked a page. Prices and terms change, so confirm them in your quote.

Exchange-rate reference

1 source

  1. European Union · European Central Bank (ECB)

    Euro foreign exchange reference rates

    Informational rates that support a benchmark comparison, not a claim that a transaction could have executed at that rate.

Provider pricing and FX policies

11 sources

  1. Borderless AI

    Pricing2026 offer conditions

    Checked 24 Sep 2026

  2. Deel

    PricingExchange-rate policy

    Checked 24 Sep 2026

  3. G‑P

    Pricing

    Checked 24 Sep 2026

  4. Multiplier

    PricingFAQGeneral Terms

    General Terms section 3.4 converts into the billing currency “using an exchange rate determined by Multiplier prior to invoicing”. Checked 24 Sep 2026

  5. Oyster

    PricingInvoicing policy

    Checked 24 Sep 2026

  6. Papaya Global

    PricingExchange-rate policyEOR cost guide

    EOR from $499 per employee per month on the pricing page (rechecked 8 Nov 2026). The country quote must establish the billing commitment and determines additional charges. Other pages checked 24 Sep 2026.

  7. Pebl

    Pricing

    Checked 24 Sep 2026

  8. RemoFirst

    Pricing

    Checked 24 Sep 2026

  9. RemotePeople

    Pricing

    Global and Select pricing and eligibility. Checked 1 Nov 2026

  10. Rippling

    EOR pricingPricingRippling vs. Deel comparison

    EOR from USD 499 per employee per month; plans start at $8 per employee per month plus a monthly base fee (checked 8 Nov 2026). The Rippling vs. Deel comparison gives EOR pricing “starting at $499 per employee, per month” (checked Sep 2026).

  11. Teamed

    Pricing

    Price and FX policy rechecked 15 Oct 2026, when the pricing page displayed an EOR starting fee in EUR, and again on 1 Nov 2026.

Our research

1 source

  1. The Best EOR

    Methodology

    The calculations in this guide are hypothetical illustrations, separate from historical tests or claims elsewhere on the site.

The model uses explicitly assumed rates, employment-cost allowances and funding amounts; replace them with the terms and amounts for your hire. Provider policies, plan availability and currency arrangements can change, so retain the quote and policy version that apply to your agreement.

If you spot a changed price or a conflicting source, send it through the contact page and we’ll review it.

This guide is for general information only and does not provide legal, tax, accounting, or financial advice. For advice about your business, consult a qualified professional familiar with the rules where you hire. Read our research methodology to learn how we assess sources.