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The 11 best employer of record (EOR) companies in 2026, tested

Reviewed by Michael EnnisFact-checked by Lucia Aparicio
Updated 11 Nov 2026
Editorial details
Michael EnnisSenior Editor and Payroll Specialist
Reviewer
Lucia AparicioSenior Editor and HRIS Specialist
Fact-checker

Tested on paid client accounts with each provider, fact-checked by a second editor and confirmed with each provider.

Updated 11 Nov 2026

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By Michael Ennis ·

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Compare the 11 providers
RemotePeople
Deel logo
Rippling logo
Oyster logo
Pebl logo
G-P logo
Papaya Global logo
Multiplier logo
Borderless AI logo
Remote logo
RemoFirst logo
On this page

What is the best EOR in 2026?

RemotePeople is the best EOR in 2026. It covers 150+ countries from $499 per employee a month ($199 on EOR Select where eligible), with a dedicated account manager and optional recruiting. Deel is best for paying employees and contractors together, Rippling for linking payroll to HR and IT.

How I compare EOR providers
1
Editorial pick
RemotePeople logo
Rating

4.9/5

RemotePeople

Hiring in new markets with local HR support

Starting fee
$499

per employee / month

Countries
150+
where you can hire

EOR Select from $199 for eligible hires.

Deposit
1 month

of gross salary

Deposit refund
Within 5 days

of the final payment

More details

Why consider it

Hiring in a new country with local HR support.

Teams that want a dedicated account manager.

Check the fit

Recruitment costs extra: 20% of annual salary, or 24% over 12 months with EOR.

Before signing: The deposit is due before the employee gets the contract.

Contracts, payroll, tax and statutory benefits on both EOR plans. Salary, employer contributions and benefits are billed on top.

Visit RemotePeople ↗

Read Review
Get my proposal
2
Deel logo
Rating

4.7/5

Deel

Paying employees and contractors on one platform

Starting fee
$599

per employee / month

Countries
130+
where you can hire

Plus a mandatory Employer Liability Cost.

Deposit
1–1.5 months

of gross salary

Deposit refund
Within 60 days

of offboarding

More details

Why consider it

EOR, contractors and payroll on one platform.

Contractor onboarding took two to three days in our test.

Check the fit

A mandatory Employer Liability Cost, based on gross salary, is added to the fee.

Before signing: Early Invoicing lets you prepay each month instead of paying the deposit.

The EOR pricing page lists 130+ countries. Broader platform coverage figures may include other services.

Visit Deel ↗

Read Review
Get my proposal
3
Rippling logo
Rating

4.5/5

Rippling

Setting up payroll, laptops and app access for new hires

Starting fee
$499

per employee / month

Countries
115
where you can hire

Plus the Rippling Platform, from $8 per employee / month.

Deposit
Per quote

based on gross salary

Deposit refund
Per contract

set in your agreement

More details

Why consider it

Global hiring tied into your HR and IT tools.

Payroll, app access and equipment run from one employee record.

Check the fit

You can’t cut seats mid-term, and the plan auto-renews unless you give 30 days’ notice.

Before signing: Get EOR, the required platform and each module priced separately in the quote.

Rippling’s EOR page lists 115 countries. Confirm your hiring country and legal employer.

Visit Rippling ↗

Read Review
Get my proposal

Compare the 11 best EOR providers

What’s new (8 Nov 2026): Rippling’s platform fee added and seven new FAQ answers. Starting fees rechecked 1 Nov 2026.

Rank 1

4.9/5
Rating
Editorial pick

Best For: Hiring in new markets with local HR support

Starting EOR Global fee per employee: $499
USD / month
Deposit: 1
month
Coverage: 150+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

I’d shortlist RemotePeople for its AI Command Center and local HR support. You can ask it in plain English to give an employee a raise from a specific date. It shows you the current and proposed amounts before you confirm, sends sensitive changes to an in-country specialist for review and records the outcome.

RemotePeople runs its own entities in its core markets. Recruitment is available separately if you need help finding candidates.

Security deposit

Usually 1 month’s gross salaryDue before the contract goes out for signature

Minimum term

Set in your country proposal

Offboarding

Unused deposit back within 5 daysCounted from the final payment

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

Usually 1 month’s gross salaryDue before the contract goes out for signature

Minimum term

Set in your country proposal

Offboarding

Unused deposit back within 5 daysCounted from the final payment

Entity model

Own entities in core marketsPartners elsewhere. The employing entity is named before each hire.

Contractor Management

From $29 per contractor / monthContractor pay is on top.

Contractor of Record

From $199 per contractor / monthRemotePeople signs the contractor agreement. Contractor pay is on top.

Recruitment

20% of annual salaryRemotePeople's own in-market recruiters send vetted shortlists in 5 days, in 150+ countries. You pay on your hire's first day; with EOR, it's 2% of salary a month for 12 months.

First year, one hire

$5,988 in service feesAt $499 a month on EOR Global; $2,388 on EOR Select ($199) where the country and salary qualify. Salary, employer costs and the refundable deposit come on top.

Our #1 pick in

Canada, Germany, United Kingdom, France, Netherlands, Mexico and 17 more

See also

RemotePeople pricing, RemotePeople vs Deel, RemotePeople vs Rippling

RemotePeople pros4

Both EOR plans include an account manager, backed by HR and legal specialists

Some hires can start within 48 hours once the paperwork is agreed

Daily HRIS sync with BambooHR, HiBob, Personio, Dayforce and Workday

Incorporation runs alongside EOR, so hires can later move to your own entity

RemotePeople cons4

Deposits are pooled across your hires and can cover unpaid invoices

Offboarding requests need 5 working days’ review before you tell the employee

Recruitment is a separate fee: 20% of salary, or 24% over 12 months with EOR

Human support works business days; only the AI assistant is 24/7

RemotePeople dashboard

Enlarge screenshot
RemotePeople dashboard with invoice, expense and leave tasks, a hiring shortcut and team calendar.
Starting fee
$499EOR Global. EOR Select from $199 where the country and salary qualify.

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 2

4.7/5
Rating

Best For: Paying employees and contractors on one platform

Starting fee per employee: $599
USD / month
Deposit: 1–1.5
months
Coverage: 130+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Deel suits teams that pay employees and contractors from one account, and you can run the EOR month to month. Our editor Lucia Aparicio used Deel for more than two years: contractor onboarding typically took two to three days, and asking the chatbot for a human agent usually got an immediate response.

It combines its own employment entities with in-house specialists and employee self-service for payslips, time off and expenses.

Security deposit

1–1.5 months’ gross salaryEarly Invoicing replaces it with monthly prepayment.

Minimum term

NoneBilled month to month

Offboarding

30 days’ notice per employmentDeposit back within 60 days of offboarding

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

1–1.5 months’ gross salaryEarly Invoicing replaces it with monthly prepayment.

Minimum term

NoneBilled month to month

Offboarding

30 days’ notice per employmentDeposit back within 60 days of offboarding

Entity model

Own entities and partnersThe employment contract names the legal employer for each hire.

Contractor Management

From $49 per contractor / monthFor administering contractor engagements.

Contractor of Record

From $325 per contractor / monthDeel checks eligibility and signs the contractor agreement.

Recruitment

From $14 per worker / monthDeel's Find talent plan is hiring software: job posts, AI screening and a candidate pipeline, with access to its talent marketplace or partners.

First year, one hire

$7,188 in service feesAt $599 a month, plus the Employer Liability Cost based on salary. Salary, employer costs and the refundable deposit come on top.

Our #1 pick in

India, Brazil, UAE, Colombia, Poland, Turkey and 5 more

See also

Deel pricing, RemotePeople vs Deel, Deel vs Remote, Deel alternatives

Deel pros4

Compliance alerts flag missing documents before the start date

Accounting sync covers EOR invoices, with payments and attachments

You can preview a draft employment agreement before you accept

Country teams knew the local rules in every market we hired in

Deel cons5

A mandatory Employer Liability Cost based on gross salary is added to the fee

$599 is about three times the $199 that budget providers charge

Visa sponsorship covers fewer countries than its EOR service

Account managers can change over time, which costs some continuity

No in-house recruiters: Find talent is hiring software, and candidates come via its marketplace or partners

Starting fee
$599

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 3

4.5/5
Rating

Best For: Setting up payroll, laptops and app access for new hires

Starting fee per employee: $499
USD / month
Deposit: Per quote
Coverage: 115
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Rippling is worth it when your team handles employee records, payroll changes, app access and equipment in separate systems. Its shared employee record connects those tasks for a new hire, and Rippling says EOR employees can later move to your own entity without repeating onboarding.

It is harder to justify if no one on your team can manage the implementation.

Security deposit

Set in your quoteOffer terms keep EOR deposits even when other fees are discounted

Minimum term

Seats fixed by the order formThey can’t be reduced mid-term

Offboarding

Renews automaticallyGive notice 30 days before the term ends

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

Set in your quoteOffer terms keep EOR deposits even when other fees are discounted

Minimum term

Seats fixed by the order formThey can’t be reduced mid-term

Offboarding

Renews automaticallyGive notice 30 days before the term ends

Entity model

Own entities and local partnersWhich one employs your hire depends on the country.

Contractor Management

From $30 per contractor / monthConfirm payment and currency charges.

Contractor of Record

From $325 per contractor / monthContractor pay and payment terms are separate.

Recruitment

Applicant tracking softwareRippling Recruiting is an ATS sold as part of the Rippling platform, priced in your quote.

First year, one hire

$5,988 in EOR feesAt $499 a month, plus the Rippling Platform from $96 a year and a monthly base fee. Salary, employer costs and the refundable deposit come on top.

In our top 3 for

Canada, Germany, United Kingdom, France, Netherlands, Mexico and 20 more

See also

Rippling pricing, RemotePeople vs Rippling, Deel vs Rippling

Rippling pros3

In-country HR and legal advisers help with local employment questions

Role changes can update app permissions in connected tools

Annual SOC 1 and SOC 2 Type II audits, plus ISO 27001 and 27018 certification

Rippling cons3

Deposit, refund and exit terms come with your quote, so check them before you accept

Local employment partners employ hires in some countries

No recruitment service: Rippling Recruiting tracks applicants, but it won’t find candidates for you

Rippling dashboard

Enlarge screenshot
Rippling global payroll dashboard with year-to-date labor cost, gross pay, employer taxes and employees paid, above a monthly payroll-versus-budget chart.
Starting fee
$499Plus the required Rippling Platform, from $8 per employee / month and a monthly base fee

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 4

4.5/5
Rating

Best For: Using one onboarding process for hires across countries

Starting fee per employee: $699
USD / month
Deposit: ~1
month
Coverage: 120+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Oyster’s strongest point is the employment package you can put in front of a candidate. Local benefits sit alongside Allianz-linked medical cover that Oyster reports across 165+ countries, so compare cover, local benefits and enrollment support together.

For planned hiring, ask about annual seats: they’re prepaid at a negotiated price, and an empty seat can go to your next hire.

Security deposit

About 1 month’s gross salary plus employer costs and feesDue when you sign. Returned as a credit about 60 days after the end date.

Minimum term

None on monthly billingAnnual seats are prepaid

Offboarding

Unused annual seats aren’t refundedThey can be reused

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

About 1 month’s gross salary plus employer costs and feesDue when you sign. Returned as a credit about 60 days after the end date.

Minimum term

None on monthly billingAnnual seats are prepaid

Offboarding

Unused annual seats aren’t refundedThey can be reused

Entity model

Own entities and vetted partnersIts Direct+ network mixes both, so the employer depends on the country.

Contractor Management

$29 per contractor / monthFree for the first 30 days.

Contractor of Record

Not offeredOyster acts as agent of record for contractor payments only. You sign the contract with each contractor.

Recruitment

Through partnersThe Oyster Talent Network matches you with a vetted agency, job board or marketplace. No fee is published.

First year, one hire

$8,388 in service feesAt $699 a month on monthly billing; annual seats are quoted separately. Salary, employer costs and the refundable deposit come on top.

Ranked #4 in

France, Netherlands, Mexico, United States, Brazil, Spain and 10 more

See also

Oyster pricing, RemotePeople vs Oyster, Deel vs Oyster, Oyster alternatives

Oyster pros4

Setup, onboarding and termination processing come with the subscription

Onboarding in as little as 48 hours, with country-specific specialists

Integrations are free for account holders, including BambooHR and HiBob

Hiring templates and local benchmarks help you prepare the offer

Oyster cons5

$699 is the highest listed fee in this top 11

Annual seat prices can rise up to 5% at renewal

Paying annual seats quarterly or semiannually costs more than prepaying the year

Currency conversion and optional extras cost more

No in-house recruiters: its Talent Network hands your search to a partner agency or job board

Oyster dashboard

Enlarge screenshot
Oyster home dashboard with a before-you-hire checklist, shortcuts to hiring, salary and payroll tools, and a map of countries hired in.
Starting fee
$699

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 5

4.2/5
Rating

Best For: Hiring people who need visa or relocation support

Starting fee per employee: $399
USD / month
Deposit: Per quote
Coverage: 185+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Pebl fits when you want EOR hiring connected to the HR and finance tools you already use. Its directory lists more than 250 integrations, including BambooHR, HiBob and NetSuite, and its Alfie assistant answers country, compensation and cost questions.

I’d also look at it when an acquisition brings you employees in countries where you have no entity.

Security deposit

Required for each hirePaid before onboarding

Minimum term

Set by your order form

Offboarding

At least 90 days’ noticeCounted from the 1st of the following month

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

Required for each hirePaid before onboarding

Minimum term

Set by your order form

Offboarding

At least 90 days’ noticeCounted from the 1st of the following month

Entity model

Affiliates and local partnersA Pebl affiliate or an in-country partner employs your hire, depending on the country.

Contractor Management

$60 per contractor / monthPlus 3% processing on each invoice, charged in any month the contractor is active.

Contractor of Record

Not offeredPebl's contractor plan gives you templates to sign each contract yourself.

Recruitment

Through partnersPebl matches you with a recruiting partner. No charge until you hire; no fee is published.

First year, one hire

$4,788 in service feesAt $399 a month on a 12-month commitment; $7,188 at the $599 month-to-month rate in our UK estimate. Salary, employer costs and the refundable deposit come on top.

Ranked #4 in

United Kingdom, Pakistan

See also

Pebl pricing, RemotePeople vs Pebl

Pebl pros4

The HiBob integration is free and set up with Pebl’s integration team

Access to country-specific benefits and employment specialists

Progress onboarded staff in Costa Rica in four weeks, with no local entity

ISO 27001:2022 certified and SOC 2 Type II compliant

Pebl cons5

Service fees keep running for the whole notice period

Leaving a fixed term early can leave the remaining fees payable

No refund deadline in the contract. Deposits typically take 45 days to come back.

Pebl affiliates or local partners employ your hires, depending on the country

No in-house recruiters: Pebl passes your search to a recruiting partner and publishes no fee

Pebl hiring flow

Enlarge screenshot
Pebl hiring flow for a software engineer in Mexico at the time-off step, with statutory and mid-tier plans, a vacation premium recommendation and the remaining hiring steps.
Starting fee
$399Needs a 12-month commitment. Month to month it was $599 in our UK estimate.

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 6

4.2/5
Rating

Best For: Hiring abroad while keeping your existing HR system

Starting fee per employee: $599
USD / month
Deposit: 1–2.5
months
Coverage: 180+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

G-P is the provider I’d call when you need to keep an existing team employed through an acquisition, restructuring or entity closure. It explicitly offers workforce transfers and entity wind-downs, and HCM integrations and API access come with its EOR service.

Before a transfer, get each local employer, the first payroll date and the person responsible for the move named in the proposal.

Security deposit

1–2.5 months of gross salary plus employer costsDepends on a credit check

Minimum term

None for EOR hires

Offboarding

Cancellation notice set in your agreementEmployee notice and severance still apply

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

1–2.5 months of gross salary plus employer costsDepends on a credit check

Minimum term

None for EOR hires

Offboarding

Cancellation notice set in your agreementEmployee notice and severance still apply

Entity model

100+ own entities, plus partnersA partner entity employs hires in some countries.

Contractor Management

From $39 per contractor / monthCharged in months when an invoice is paid.

Contractor of Record

Not offeredG-P Contractor is self-service: you hire, classify and pay contractors on its platform.

Recruitment

Through partnersG-P refers you to vetted recruiting partners; talent insights come with its EOR Prime package. No fee is published.

First year, one hire

$7,188 in service feesAt $599 a month; volume pricing is quoted. Salary, employer costs and the refundable deposit come on top.

In our top 3 for

China, Egypt, Saudi Arabia, South Africa, Nigeria

See also

G-P pricing, RemotePeople vs G-P, Deel vs G-P, G-P alternatives

G-P pros3

One flat starting fee in every listed country, with volume pricing for larger teams

Right-to-work checks and local contracts are built into onboarding

Employees get their own HR support, plus G-P Assist for platform help

G-P cons4

Refund timing is set per contract, so agree a deposit return date before you sign

Partner entities employ hires in some countries, alongside G-P’s 100+ owned entities

Integrations cover new-hire setup, not later pay changes

No in-house recruiters: G-P refers hiring to vetted partner agencies, with no published fee

G-P people view

Enlarge screenshot
G-P employer of record platform with a list of employees in four countries beside one employee’s job details, probation period and bonuses.
Starting fee
$599

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 7

4.1/5
Rating

Best For: Comparing payroll costs across countries in one report

Starting fee per employee: $499
USD / month
Deposit: 1–2
months
Coverage: 180+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Papaya fits a finance team that runs payroll through its own entities in some countries and an EOR in others. You can buy employment, payroll processing and payment delivery separately, and keep existing payroll providers where they already work.

Security deposit

1–2 months’ gross salaryReturned within 30 days of employment ending.

Setup time

4–8 weeksIn most markets

Entity model

Own entities in 80+ countriesPartners elsewhere

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

1–2 months’ gross salaryReturned within 30 days of employment ending.

Setup time

4–8 weeksIn most markets

Entity model

Own entities in 80+ countriesPartners elsewhere

Contractor Management

From $5 per contractor / monthContractor administration and payments.

Contractor of Record

From $199 per contractor / monthNo deposit.

Recruitment

Through partnersPapaya Talent, launched in November 2026, sends your role to a network of 23,000+ partner recruiters. No fee is published.

First year, one hire

$5,988 in service feesAt $499 a month. Salary, employer costs and the refundable deposit come on top.

See also

Papaya Global pricing, RemotePeople vs Papaya Global, Deel vs Papaya Global, Papaya Global alternatives

Papaya Global pros3

Payroll maps to your chart of accounts, with EOR invoice entries in Excel

A dedicated account manager backed by regional experts

EOR deposits are held in segregated accounts until they’re returned

Papaya Global cons4

Enhanced termination protection covers only 22 countries, with conditions

Extra payment connectors or customization can cost more than standard setup

A payroll and payments rollout goes beyond one EOR hire

No in-house recruiters: Papaya Talent sends your role to partner recruiters, with no published fee

Papaya Global dashboard

Enlarge screenshot
Papaya Global dashboard showing workforce totals, overdue payroll and payment tasks, a calendar and country activity.
Starting fee
$499

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 8

4.1/5
Rating

Best For: Managing payroll, leave and expenses in one place

Starting fee per employee: $459
USD / month
Deposit: 1+
months
Coverage: 150+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Multiplier suits a team that wants payroll, leave and expenses handled in one EOR plan, with a dedicated account manager. Core covers employment, payroll and leave; Growth adds integrations, custom reports and API access for $60 more per employee a month.

Aspire, a Singapore fintech company, used it to onboard 80 employees in India without opening an Indian entity.

Security deposit

1+ months of gross salary plus contributionsOne month or the full notice period, whichever is longer, plus paid leave above the statutory minimum, where its own entity employs the hire. Due before the contract is signed; it can increase.

Minimum term

Annual billingCommits you to the seats you buy

Offboarding

Deposit back within 60 daysOf the last working day, once all payments are in. A threatened or filed employee claim can delay it.

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

1+ months of gross salary plus contributionsOne month or the full notice period, whichever is longer, plus paid leave above the statutory minimum, where its own entity employs the hire. Due before the contract is signed; it can increase.

Minimum term

Annual billingCommits you to the seats you buy

Offboarding

Deposit back within 60 daysOf the last working day, once all payments are in. A threatened or filed employee claim can delay it.

Entity model

Own entities and partnersA partner employs hires in some countries.

Contractor Management

$40 per contractor / monthBilled annually.

Contractor of Record

From $400 per contractor / monthBilled annually. Adds classification support to contractor management.

Recruitment

Through partnersIts Talent Marketplace lists partner agencies, some with discounts for Multiplier customers. Each agency sets its fee.

First year, one hire

$5,508 in service feesAt $459 a month billed annually; $5,988 billed monthly. Salary, employer costs and the refundable deposit come on top.

Our #1 pick in

Philippines, Singapore, Thailand, Vietnam, Indonesia, Malaysia

See also

Multiplier pricing, RemotePeople vs Multiplier, Deel vs Multiplier, Multiplier alternatives

Multiplier pros3

SOC 2 Type II audited every year and ISO 27001:2022 certified

A set monthly payroll calendar, with salaries paid at month-end

Headout consolidated three EOR providers into Multiplier

Multiplier cons6

Integrations and API access need the Growth plan

Compliance-mandated add-ons are charged separately

An implementation fee can apply on some plans, so get setup confirmed as free in your quote

Rates are adjusted in about 11% of supported countries

Confirm the employing entity for each country in your contract

No in-house recruiters: its Talent Marketplace lists outside agencies, each with its own fee

Multiplier payroll dashboard

Enlarge screenshot
Multiplier payroll dashboard listing September payroll cycles for entities in Singapore, the UK, Germany and the UAE, each with review, processing and output stages.
Starting fee
$459Billed annually. $499 billed monthly.

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 9

4.0/5
Rating

Best For: Getting 24/7 help with overseas payroll and HR

Starting fee per employee: $579
USD / month
Deposit: 1.5–3
months
Coverage: 170+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

Borderless AI suits a lean HR team hiring in Canada or moving a small team from another EOR. Its HRGPT assistant answers HR questions and links to the sources behind each answer, and payroll changes still go through review before processing.

Don’t pick it for the no-deposit advertising: its customer policy requires a deposit before each hire starts.

Security deposit

1.5 months of gross salary plus employer costs and feesBy ACH; 3 months by other payment methods. Due before the hire starts.

Minimum term

Set in your contractThe Canada offer requires a 12-month contract

Offboarding

Deposit back after account closureOnce balances are settled; no fixed deadline

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

1.5 months of gross salary plus employer costs and feesBy ACH; 3 months by other payment methods. Due before the hire starts.

Minimum term

Set in your contractThe Canada offer requires a 12-month contract

Offboarding

Deposit back after account closureOnce balances are settled; no fixed deadline

Entity model

Own entitiesCheck the registered employer named in your country agreement.

Contractor Management

$49 per contractor / monthIts homepage says contractor pricing starts at $29, so confirm the rate in your quote.

Contractor of Record

Not offeredBorderless AI sells contractor management only.

Recruitment

Not offeredBorderless AI lists no recruitment service. It announced a partnership with VanHack, a tech-talent marketplace, in May 2025.

First year, one hire

$6,948 in service feesAt the standard $579 a month; the $399 offer only covers fees billed through 31 Dec 2026. Salary, employer costs and the refundable deposit come on top.

Ranked #4 in

Canada

See also

Borderless AI pricing, RemotePeople vs Borderless AI

Borderless AI pros4

No service fee for Canadian-headquartered firms through 2027 if you sign in 2026

HRGPT and the contract generator come free with paid plans

Deposits sit in a separate, non-operating account, tracked per client

ADP Workforce Now integration keeps employee details aligned in both systems

Borderless AI cons5

Late payments can raise the deposit to six months of gross salary plus employer costs and fees

Its Terms of Service carry no obligation to provide support

Some HRGPT features are still “Coming Soon”, such as chat-based payroll

Onboarding time varies by country, so get a start date in writing

No recruitment service, so you need a separate recruiter to find candidates

Borderless AI dashboard

Enlarge screenshot
Borderless AI home dashboard with an HRGPT banner, pending invoice, expense and time-off reviews, and navigation to hiring, payroll and payments.
Starting fee
$5792026 offer: $399 on fees billed through 31 Dec 2026, for companies headquartered outside Canada

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 10

3.8/5
Rating

Best For: Hiring through provider-owned entities in every country

Starting fee per employee: $599
USD / month
Deposit: 1
month
Coverage: 90+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

I’d look closely at Remote if you want employment through the provider’s own entities and connections to your existing HR systems. Its EOR service covers payroll, benefits and employment support, alongside separate contractor and payroll products.

Security deposit

1 month of gross salary plus employer costsHeld as a refundable reserve

Minimum term

Annual contract for the $599 feeMonthly billing costs $699; fees are not prorated

Offboarding

Reserve back within 60 daysAfter the final invoice is paid

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

1 month of gross salary plus employer costsHeld as a refundable reserve

Minimum term

Annual contract for the $599 feeMonthly billing costs $699; fees are not prorated

Offboarding

Reserve back within 60 daysAfter the final invoice is paid

Entity model

Own entities in every countryThe employing entity is named in your Local Terms.

Contractor Management

From $29 per contractor / monthContractor Management Plus is $99.

Contractor of Record

From $325 per contractor / monthNot available in 25 countries.

Recruitment

Closed to new customersExisting customers can recruit through 30 Nov 2026.

First year, one hire

$7,188 in service feesAt $599 a month on an annual contract; $8,388 at $699 billed monthly. Salary, employer costs and the refundable reserve come on top.

See also

Remote pricing

Remote pros3

Its own entities employ your hires, named in the Local Terms for each country

No setup or onboarding fee, and the HR platform is included

Free integrations with Workday, HiBob, BambooHR and Personio, plus an API

Remote cons3

The $599 fee needs an annual contract; paying monthly costs $699

A refundable reserve is required: one month of gross salary plus employer costs

Fees are not prorated, and Remote does not accept changes to its Terms of Service

Remote expense review

Enlarge screenshot
Remote documentation example showing a receipt beside the expense amount, category, gross-up option and approval controls.
Starting fee
$599On an annual contract; $699 billed monthly by active usage

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal
Rank 11

0.5/5
Rating
⚠ Trustpilot warning

Best For: Making a first overseas hire on a tight budget

Starting fee per employee: $199
USD / month
Deposit: About 1
month
Coverage: 185+
EOR countries
Read Review
Overview
Pricing & terms
Pros & cons
Screenshot

My take

We moved RemoFirst to last place on 8 November 2026: Trustpilot has suspended its rating for a breach of its guidelines and removed fake reviews.

RemoFirst looks like the low-cost pick: its fee starts at $199 but varies by country, and it charges no setup, onboarding or termination fee, with no annual commitment or minimum headcount. That suits a first hire, a nonprofit or a small team without much HR support.

Security deposit

About 1 month’s gross salaryPlus employer costs.

Minimum term

NoneNo minimum headcount either

Offboarding

No termination feeThe deposit can credit payroll or go back to your bank

Read Review

Reviewed by Michael EnnisFact-checked by Lucia Aparicio

Pricing & termsPer employee per month

Security deposit

About 1 month’s gross salaryPlus employer costs.

Minimum term

NoneNo minimum headcount either

Offboarding

No termination feeThe deposit can credit payroll or go back to your bank

Entity model

Partners, not own entitiesRemoFirst works only through vetted in-country partners, so in most countries a partner company, not RemoFirst, legally employs your hire.

Contractor Management

Free to manage$25 per contractor in months when a payment is processed. Payment-provider and transfer fees can apply.

Contractor of Record

Free to manageRemoFirst markets its contractor plan as Contractor of Record, at the same price: $25 per contractor in months when a payment is processed.

Recruitment

Through partnersIts Talent Marketplace lists partner agencies, many with first-hire discounts. Each agency sets its fee.

First year, one hire

$2,388 in service feesAt $199 a month; the fee varies by country. Salary, employer costs and the refundable deposit come on top.

See also

RemoFirst pricing, RemotePeople vs RemoFirst

RemoFirst pros3

Each client gets an account manager, reached through the platform chat

Basic contractor admin is free, covering onboarding, identity checks and contracts

Invoices in eight currencies, including USD, EUR, GBP and CAD

RemoFirst cons5

Trustpilot has suspended its rating for a breach of its guidelines and removed fake reviews

Local partners employ your hires, so changes and exits pass through two companies, and it won’t suit a policy that requires provider-owned entities

The deposit return date is set per contract, so agree it before you sign

Health cover starts at $55 per person a month; equipment and visa support cost extra

No in-house recruiters: its Talent Marketplace lists outside agencies with their own terms

Trustpilot warning on RemoFirst’s profile

Enlarge screenshot
RemoFirst’s Trustpilot profile with a red Warning label: the rating is unavailable due to a breach of Trustpilot’s guidelines, and a number of fake reviews were removed.
Starting fee
$199Varies by country and local requirements

Against the 11 starting fees

$199 lowest$699 highest
Get my proposal

What does an EOR cost in 2026?

Across our top 11, the EOR fee runs from $199 to $699 per employee a month. You pay it on top of salary and employer costs, and most providers also hold a refundable deposit. I compare quotes for the same country, role, salary, benefits, services, headcount and contract length.

Open the EOR cost calculator
Understand the full cost

What to check in each quote

Starting fees are in USD per employee per month. Salary, employer costs and benefits are billed on top, and these four terms vary between providers.

FeesCount these in the cost comparison

Required extras

Deel adds a mandatory Employer Liability Cost, based on gross salary, to its $599 fee.

Rippling’s $499 needs its platform too, from $8 per employee a month plus a monthly base fee. Multiplier charges compliance-mandated add-ons separately.

Billing term

Multiplier’s $459 is billed annually; it’s $499 billed monthly. Pebl’s $399 needs a 12-month commitment, and month to month it was $599 in our UK estimate.

Rippling seats can’t be reduced mid-term. Deel and RemoFirst have no minimum term.

TermsCheck these before you sign

Deposit and refund

Expect a deposit of 1 to 3 months of gross salary before the hire starts. At Deel, G-P and Borderless AI it covers more than gross salary.

RemotePeople returns it within 5 days of the final payment, Papaya Global within 30 days of employment ending, and Deel, Oyster and Multiplier after about 60 days.

Legal employer

The country counts show where a provider can hire, not who employs your hire there. RemoFirst uses local partners, and RemotePeople, Pebl, Rippling, G-P and Papaya Global use them in some countries.

Ask who the legal employer will be, then check your country guide.

What moves the cost

Set by the EOR: compare these between quotes

Lower cost
Higher cost

What the fee covers

The services included in the EOR’s monthly fee.

Lower cost

All the services you need are included

Higher cost

Services like recruitment or visa support cost extra

Pricing model

How the EOR works out its fee: a fixed amount or a percentage of salary.

Lower cost

A fixed monthly fee, if the salary is high

Higher cost

A percentage of salary, so the fee grows with every pay rise

Currency

Whether the EOR has to change your money into the employee’s currency.

Lower cost

You pay in the employee’s currency, so there’s no exchange fee

Higher cost

A currency exchange fee, or an exchange rate worse than the market rate

Annual plan

Paying a year upfront in exchange for a lower monthly fee.

Lower cost

A discount for paying a year ahead

Higher cost

A year paid ahead for people you don’t end up hiring

Setup and cancellation fees

One-off charges to start with the EOR or to leave it early.

Lower cost

No setup or cancellation fees

Higher cost

A setup fee, or a fee to cancel the EOR contract early

Deposit

Money the EOR holds as security and returns when the contract ends.

Lower cost

No deposit

Higher cost

A refundable deposit, often about one month of gross salary

Set by the hiring country and your employee’s benefits

Lower cost
Higher cost

Hiring country

Each country sets the taxes an employer pays on top of salary.

Lower cost

Low employer payroll taxes

Higher cost

High employer payroll taxes

Benefits and extras

What you give the employee beyond salary.

Lower cost

Only the benefits local law requires

Higher cost

Extras like a bonus or family health insurance

ExampleOne employee paid €5,000 a month

Pricing model

€500 a month

10% of the €5,000 salary, every month

If the EOR charges 10% of salary, its fee is €500 a month, so any fixed fee under €500 is cheaper. A pay rise increases the percentage fee but not the fixed fee.

Currency

€50 a month

1% of the €5,000 exchanged, every month

If you pay in dollars and the EOR charges 1% to exchange them for euros, that adds €50 to each monthly payroll. If the charge is built into the exchange rate instead, I’d compare the rate on your invoice with the mid-market rate for that day.

Deposit

€5,000 upfront

One month’s salary, paid once upfront

A deposit of one month’s gross salary means paying €5,000 upfront, on top of payroll. I’d check what the EOR can keep from it and when it will refund the rest.

Save up to 30% on eligible EOR service fees

Get three matched providers by email within 24 hours.

We may earn a commission or referral fee if you become a customer through our links or consulting service.

Get my EOR discount

Our methodology

We test every EOR before we rank it

Years of experience

40+

Providers listed

288

Reviewed in depth

11

Review questions

24

Every EOR makes the same promises: global coverage, compliant contracts, onboarding in days, transparent pricing. The differences show up in the quote: a deposit worth a month or more of gross salary, a mandatory liability fee on top of the service fee, an FX markup on every payroll, a 90-day exit notice, or a local partner, not the provider, as your hire’s legal employer.

So we don’t take a provider’s word for it. Our team tests every provider on this list:

A client account we pay for

Real country quotes

A hire run through to payroll

The legal employer checked against the company register

Each review then answers the same 24 questions, and a second editor fact-checks every figure before it goes live.

Start with the top three, or go straight to your hiring country, where the local order can change.

Our editors

Meet the team
Michael Ennis, Senior Editor and Payroll Specialist at TheBestEOR

Lead author

Michael Ennis

Senior Editor and Payroll Specialist
Lucia Aparicio, Senior Editor and HRIS Specialist at TheBestEOR

Lead author

Lucia Aparicio

Senior Editor and HRIS Specialist
Rene Navrkal, Senior EOR Manager and Middle East EOR Editor at TheBestEOR

Lead author

Rene Navrkal

Senior EOR Manager and Middle East EOR Editor
Julio Germano Prudente da Silveira, Commercial Lawyer and Global Employment Law Editor at TheBestEOR

Editor

Julio Germano Prudente da Silveira

Commercial Lawyer and Global Employment Law Editor
Martynas Pupkevicius, EOR advisor and remote work editor at TheBestEOR

Contributor

Martynas Pupkevicius

EOR advisor and remote work editor

EOR basics

What is an employer of record (EOR)?

An employer of record (EOR) is a company that legally employs people for you in a country where you don’t have your own entity. As the legal employer, it signs the local employment contract, runs payroll and payroll taxes, and handles statutory benefits. You still decide what the person works on and manage them day to day.

How an employer of record works

Your company

Picks the hire, directs the day-to-day work and pays the EOR each month

Legal employer

The EOR

Hires through its local entity, signs the contract and runs payroll, taxes and benefits

Your employee

Works for your team on a local contract with the EOR

When should you use an EOR?

Your first few hires in a country

An EOR lets you hire abroad without setting up a subsidiary first. Once your team in a country grows, your own entity can cost less. Compare EOR vs your own entity or EOR vs PEO.

Read our full EOR guide

What do you need to do?

Recruiter and EOR shortlists arrive within 24 hours and are free. Switches and audits have a fixed fee agreed upfront.

Recruit talent abroad

You need candidates, not just a contract.

3 recruitment partners

Within 24h

Free

Up to 30% off fees

Find a recruiter

Hire someone you’ve already found

You’ve found the person and need a legal employer in their country.

3 EORs with pricing

Within 24h

Free

Up to 30% off fees

Get my EOR shortlist

Build a team in a new market

Hiring several people? Decide between an EOR and your own company.

EOR or own company

Setup and payroll partners

Free matching

Plan my expansion

Switch EOR or cut costs

Paying too much or getting poor service from your current EOR?

Fixed fee upfront

No new-provider commission

90-day plan

One point of contact

Plan my switch
Audit my current EOR

Help with your global hiring

Matching is free. Consulting has a fixed fee.

We agree the scope and fee for audits, managed switches and requests for proposals before work starts.

Find a PEO

Compare PEO partners for your team.

Contractor of record support

Compare contractor of record services.

Company setup support

Find help setting up a local company.

Compare EOR proposals

Compare fees, contract terms and services side by side.

Find a payroll provider

Compare international payroll partners.

Find a benefits provider

Explore employee benefit options.

EOR cost calculator

Budget the full cost of a hire.

Pricing

See what’s free and what consulting costs.

The best EOR in each country

Our #1 pick in 40 countries. Open a guide for the full ranking, costs and local rules.

All country guides

Europe

Asia-Pacific

Americas

Africa & Middle East

MY APPROACH

How to choose the best EOR for your business

Read the methodology
1

Confirm who employs your hire

Ask who will legally employ your hire, which benefits are included and who handles local questions.

2

Compare the full first-year quote

Use the same role, salary, benefits and billing term. List refundable deposits separately.

3

Check onboarding, support and exit terms

Get onboarding milestones, support commitments, notice periods and offboarding charges in writing.

About the evidence

Each review is based on our hands-on test of the provider, checked against its published pricing and terms and against payroll details that providers don’t always publish.

The methodology explains how I rate providers and what evidence a performance claim needs.

Read the methodology
Meet the team

News

What’s new in the EOR market

The latest acquisitions, funding rounds and launches from EOR providers.

All EOR news
Isometric line illustration of a four-quadrant chart board with markers clustered in one corner beside a flagged peak
Partnerships & launches
~12 min read

Everest Group’s 2026 EOR PEAK Matrix names nine Leaders, up from six

Nine of the 29 EOR providers on Everest Group’s 2026 chart are Leaders. The chart says nothing about fees, deposits or who employs your hire.
  • Published
Read story
Isometric line illustration of a stamped registration form on a clipboard beside a windmill
News
~12 min read

Wtta registration opens in the Netherlands: ask your EOR by 31 December 2026

Dutch Wtta registration is open until 31 December 2026. Ask your EOR which entity employs your Dutch staff and whether it has registered.
  • Published
Read story
Isometric line illustration of a paint roller laying a blue stripe across a pay slip beside a cube
Partnerships & launches
~11 min read

Remote rebrands as payroll infrastructure: what changes for EOR clients

Remote’s 13 October 2026 rebrand puts payroll first. Remote says its EOR platform is unchanged, so check your price and billing term at renewal.
  • Published
Read story

FAQs

Before you choose an EOR

Get my proposal
What is the best EOR in 2026?

RemotePeople is the best EOR in 2026. It covers 150+ countries from $499 per employee a month ($199 on EOR Select where eligible), with a dedicated account manager and optional recruiting. Deel is the better fit if you pay both employees and contractors, and Rippling if you want payroll in the same system as your HR and IT tools. The rest of our top 11 are Oyster, Pebl, G-P, Papaya Global, Multiplier, Borderless AI, Remote and RemoFirst.

Before ranking them, we opened a paid account with each provider, got real quotes for specific countries and ran a hire through onboarding and payroll. Our methodology explains what we check.

Which employer of record is best for my hiring country?

It depends on the country and on what else you need. As a starting point: RemotePeople if you also need help recruiting, Deel if you pay employees and contractors together, and Rippling if you want hiring linked to your HR and IT tools. RemoFirst has the lowest starting fee, but Trustpilot has suspended its rating for a breach of its guidelines and removed fake reviews, so we no longer suggest it as a starting point. Then open the guide for your hiring country to see its top three, or build a shortlist from the full comparison.

Which EOR is best for hiring in Latin America?

It depends on the country. Who owns the local entity, how fast onboarding runs and how good local support is all vary across the region. Start with our guides for Brazil, Mexico, Colombia and Argentina, which show the top three providers in each. Before you sign, ask every finalist which company will legally employ your hire.

What does an EOR cost in total?

Across our top 11, the EOR fee runs from $199 to $699 per employee per month. Rippling also charges for its required platform, from $8 per employee per month. Your full budget also has to cover salary, employer taxes and contributions, benefits, and any extra services or currency charges.

Which EOR has the most transparent pricing?

Every provider in our top 11 publishes a starting fee, from $199 to $699 per employee per month. The conditions differ: Multiplier’s $459 needs annual billing, and Rippling also charges for its required platform, from $8 per employee per month.

The fee is only part of the cost, so get deposits, currency charges and exit terms in writing for the same hire. Our guide to hidden EOR fees lists what to look for.

What is an employer of record (EOR)?

An employer of record (EOR) legally employs someone for you in a country where you don’t have your own entity. It issues the employment contract and runs payroll and the agreed HR admin, while your team manages the person’s day-to-day work.

What is the difference between a PEO and an EOR?

A PEO shares the employer role with you, but only where you already have your own company. An EOR hires people through its own local entity, so you don’t need one, and handles their contracts, payroll and statutory benefits. Our PEO vs EOR guide compares the costs and when to use each.

When should I use an EOR instead of setting up a foreign entity?

Use an EOR when you’re hiring a few people in a country, testing a market, or need someone to start before you could set up a local company. Your own entity takes longer to open and comes with local registration, accounting and payroll work, but it can cost less once your team in that country grows.

To decide, compare a year of EOR fees with what a subsidiary would cost to set up and run. Our global expansion service helps you weigh the two.

Will I need to pay a deposit or setup fee?

Usually, yes. Across this comparison, the deposit is about one month of gross salary at RemotePeople and up to 1.5 months at Deel. Oyster asks for about one month and Borderless AI for 1.5 months if you pay by bank debit (three months with other payment methods), both counted on gross salary plus employer costs and fees. Some quotes also add setup or offboarding fees or ask you to pre-fund payroll, so check each proposal and get the deposit’s amount, currency and refund date in writing.

How long does EOR onboarding take?

RemotePeople and Oyster both say a hire can start within 48 hours once the paperwork is done. Local registrations, visas and notice periods can push that back, so ask for three dates: when the contract is signed, when the employee starts and when the first payroll runs. The last one depends on the provider’s payroll cutoffs.

Which EOR has the best customer support?

RemotePeople, Multiplier, RemoFirst and Borderless AI each give you a dedicated contact, such as an account manager or customer success manager. At RemotePeople, that comes with both EOR plans.

Before you sign, ask for support hours and response times in writing. Then test them: send each finalist the same payroll question and see who gives you a usable answer, and how fast.

Who is responsible for compliance?

As the legal employer, the EOR handles the employment obligations its agreement gives it, such as the contract and payroll. Your company directs the person’s work. Exactly where that line falls depends on local law and your agreement, so before signing, ask the provider to set out each side’s responsibilities, insurance and indemnities.

Do EOR companies own their entities or use partners?

Most do both: they have their own entities in their biggest markets and use local partners elsewhere. That matters when something goes wrong, because the partner, not the EOR, may be your hire’s legal employer. Ask which company will employ your hire in your country, and read our guide to owned entities vs partner networks.

How are these providers compared?

I compare compliance and legal employment, cost, country coverage, onboarding, support and exit terms. Each review starts with our hands-on test of the provider, which we then check against its published pricing and terms. Our team sets the ranking and star ratings once testing is done.

Is provider matching free?

Yes. Matching and optional introductions are free for buyers. We may earn a commission or referral fee if you become a customer through our links or introductions.

You choose which providers to speak to. We ask before sharing your details, and you don’t have to take a call. Audits, managed switches and RFPs are separate consulting services with a fixed fee.

How do I get up to 30% off EOR service fees?

Tell us your hiring country, team size and what you need in the matching form. Within 24 hours, we’ll email you three matched providers and any offers available, up to 30% off eligible EOR service fees.

The provider’s written quote confirms the exact discount, which fees it covers, how long it lasts and any conditions. It doesn’t apply to salary, employer taxes, benefit premiums, deposits or other excluded costs.